Access Bank personal loan: terms to know (2021)

The Access Bank payday loan is something people remember in the first round when it comes to raising money for urgent needs. It is a quick loan, which is supposed to be repaid quickly and it is a real first aid in certain situations. Do you want to know how to get such a loan? Read on!

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Access Bank payday loan: conditions

We are all used to thinking that loans are rarely given to rare people due to many requirements. Let’s say that a person has to meet superhuman criteria to be eligible and receive a loan. Sometimes loans are very difficult to obtain. Banks don’t want to waste their money and only give loans to people who are completely reliable and have the funds to repay the loans.

Payday loans are somewhat different from others. They are usually quite small and are intended to finance modest but urgent needs. For example, someone gets sick, there is not enough money to pay for the drugs, and the salary is long enough. Sometimes it is necessary to make other urgent payments, which are decisive in some respects, but a person cannot afford it due to the lack of funds.

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That is why the requirements for payday loans are not that difficult. They are easily filled if you have a job and a regularly paid salary. Access Bank’s requirements for its clients seeking a loan are simpler than ever. All they need is a job and it does not matter whether the account in which they receive their salary is domiciled with another bank.

There is a simple condition that you must meet if you want to qualify for such a loan: either you have a payday account in Access Bank or you are a client of Remita (quite simply because Access Bank payday loans are a product mutual that they started together). A Remita client is anyone who receives their salary through Remita payment tools.

There are no other specific conditions or requirements. You don’t need to bring one or two guarantors, and you don’t need collateral either. Everything is that simple. In addition – you will be even more amazed – you can now borrow money from the Access Bank via a special USSD code.

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What is Access Bank USSD Payday Loan?

The USSD code, which allows you to obtain a personal loan more quickly, is new. It was only recently introduced for those who meet the few Access Bank requirements. Now you can just dial the code * 901 * 11 * 1 # and receive instant loan in several easy steps. You don’t have to wait long. You can get what you need within minutes.

The Access Bank offers a range of payday loans, which vary between 1,000 and 500,000 naira, which are granted at 3% fixed interest rates. In most cases, the bank decides how much each particular person can receive from it. Typically, such a loan must be repaid before the end of the month or when you receive your paycheck, whichever comes first. As soon as the time is right and the loan matures, the required amount will be withdrawn from your account when it matures.

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How to get an Access Bank payday loan?

You only need a few minutes and the loan is in your hands!

  1. First, dial the USSD number mentioned above * 901 * 11 * 1 #
  2. In no time you will get an Access account number
  3. Then you will find out how much you can get from the bank
  4. That’s it! Now You Can Receive Instant Bank Access Payday Loan!

If you have any questions about the procedure or other details, you are free to reach out directly to Access Bank and find out what you need. They are accessible by phone (find out valid numbers on their official website) or email (again, check the email address on the official website to avoid scammers and loss of money).

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